AUSTRALIA'S LEADING PRIVATE LENDERS
Secure Your EOFY Funding Before June 30
Bridge crucial cash flow gaps before tax time with 48-hour approvals. Australian businesses trust our institutional private lending solutions to secure rapid funding when traditional banks pause.
No upfront fees • Approvals in 48 hrs
Proven Track Record
Ranked Top 10 For Results
Delivering institutional-grade capital with fintech agility when it matters most.
$1.2B+
Capital Deployed
48hrs
Average Approval
98%
Success Rate For SMBs
Top 10
Australian Lender
THE EOFY BOTTLENECK
The Bank Red Tape Is Costing You Time
As the June 30 deadline approaches, traditional lenders operate on a timeline that simply doesn't align with business reality. A standard six-week review process translates to missed instant asset write-offs, stalled inventory scaling, and lost tax advantages.
You need capital deployed before the financial year closes, not a prolonged committee review. The red tape is more than an inconvenience — it is a direct hit to your bottom line.
- Endless documentation cycles that drain your resources
- Rigid serviceability criteria ignoring your asset equity
- Uncertain timelines that put your EOFY strategy at risk
PRIVATE FUNDING ADVANTAGE
Agility For The Modern Business
Asset-Based Freedom
Traditional banks fixate purely on cash flow, limiting your borrowing capacity exactly when you need it most. We look at the bigger picture. By leveraging the equity in your existing assets, we unlock substantial capital that traditional lenders simply cannot access, giving your business the freedom to scale on your terms.
Flexible Serviceability
Your business doesn't fit into a rigid box, and neither should your repayment terms. We tailor serviceability structures—such as capitalized interest or interest-only periods—to align perfectly with your revenue cycles, project milestones, and the crucial EOFY period.
Zero Red Tape
The end of financial year demands absolute speed. Skip the endless algorithmic credit hurdles, committee delays, and automated rejections. We assess the deal on its actual commercial merits, providing a frictionless pathway to institutional-grade capital.
THE 48-HOUR PATHWAY
From Application to Funding in 48 Hours
Bypass traditional banking bottlenecks. Our streamlined evaluation process is engineered for speed, ensuring your business meets the critical June 30 deadline without delay.
01
Fast Online Application
Submit your scenario and essential financials in minutes via our secure digital portal. No lengthy paperwork or endless bank meetings required.
02
24-Hour Review
Our dedicated credit team manually assesses your commercial real estate security. We focus on asset value and exit strategy, bypassing restrictive algorithmic hurdles.
03
Immediate Settlement
Upon swift legal review, funds are deployed directly to your designated account. Capital is in your hands within 48 hours to secure vital EOFY opportunities.
CLEAR TERMS
Total Transparency
Private lending moves fast, but that doesn't mean moving blindly. We provide clear, unambiguous structures so you know exactly what the facility looks like before you commit.
How do your interest rates compare to traditional banks?
Private lending rates are naturally higher than traditional bank loans, reflecting the speed, flexibility, and alternative risk assessment we provide. Rates typically range from 8% to 12% p.a., structured to facilitate rapid capital deployment when you need it most—especially critical around the EOFY deadline.
Do you structure both 1st and 2nd mortgages?
Yes. We provide both first and second mortgage facilities. First mortgages offer the lowest cost of capital, while second mortgages allow you to leverage existing equity without disturbing your current primary facility or bank relationship.
What are your serviceability criteria?
Unlike traditional banks that rely heavily on historical tax returns, we focus on the asset's tangible value and your clear exit strategy. If the security is strong and the repayment plan is viable, we can proceed without the standard institutional red tape.
Why is an exit strategy so important?
Private lending is designed for short-term capital gaps (typically 3 to 24 months). A clear, documented exit strategy—such as refinancing to a major bank, selling an asset, or realizing pending revenue—ensures the facility remains a stepping stone for growth rather than a permanent burden.
EOFY DEADLINE APPROACHING - JUNE 30
Beat The June 30 Deadline
Secure your capital before the financial year closes. Approvals within 48 hours.
100% Confidential. No upfront fees.
CapitalDirect AU provides agile private lending solutions for Australian small to medium businesses, specialising in rapid EOFY funding and institutional-grade capital deployment.
Contact Details
Phone: 1300 LENDING
Email: [email protected]
Head Office:
Level 32, 100 Financial Way
Sydney, NSW 2000
Legal & Compliance
Australian Credit License (ACL): 123456
All applications are subject to institutional credit approval and valuation parameters.
Privacy Policy
Terms of Service
Dispute Resolution
© 2026 CapitalDirect AU. All Rights Reserved.